Wondering when to begin teaching your kids about money? A Cambridge University study determined that most kids’ financial habits are set by age 7. Even as a huge advocate for financial literacy, that figure blows. my. mind! If you haven’t started yet, do not freak out, as with all things related to children, there is grace and God is ultimately sovereign over your child. This study is not the final word. Simply be aware that there’s no reason to delay these conversations, and that TODAY is the best day to begin.